Courier-Post from Camden, New Jersey • Page 36

COURIER-POST, Saturday, July 15, 1989 Ask the Experts Topic: General Legal Questions IS I change the lock or add one of my own. A. Add a lock of your own anyway. The landlord is entitled to enter your apartment only at reasonable times to do necessary things. You can't set traps, but you are entitled to peacefully protect your privacy.

If the landlord sues for breach of the lease, counter-claim for inva; sion of privacy and let him explain to the judge why he goes through your belongings. You also have a defense to an eviction suit on the same grounds. JOHN E. CORBETT AcLr (ho Fnortc compiled by Public Ser- VICB CQilOf rdUllCCn nur icy, who is assisted by Karen Morgan. QUESTION: I was hurt on the jQb and needed medical treatment.

The employer was immediately notified. I want to go to a doctor in Philadelphia but the worker's compensation insurance company says I must treat with their doctor. Who is right? ANSWER: In worker's compensation cases, the insurance company picks the doctor. If you treat with your own physician, you will probably have to pay for the treatments yourself. BARRY J.

WEXDT Q. My wife and I have been married for about 10 years. It is a second marriage for both. I was a widower at the time of our marriage. My wife was divorced.

At the time of our marriage my wife had no income monthly mortgage or added to the value of the property by helping to pay for improvements. If, on the other hand, you have a valid pre-marital agreement, it is quite possible that despite the law of New Jersey saying spouses have an equitable interest in all property acquired during the marriage, the agreement may have waived the benefits of that right. It is quite possible each of you has no interest in the property of the other, whether acquired before or during the marriage. Contact an attorney to review the paper to determine whether it is a valid pre-marital agreement and deals with property acquired both prior to and during the marriage. BARBARA BERMAN Q.

What can I do about my landlord coming into my apartment and going through my belongings? The lease says I can't Barry J. Wendt Camden County Bar Association Barbara Berman Camden County Bar Association prior to your marriage. Normally, under the laws of New Jersey.all property acquired during the marriage is subject to an equitable interest by both husband and wife. That means each of you has an interest in whatever the other Dear Abby N.J. lawyer gives parents loan advice People Director comes home to cast Crystal in romantic comedy fj I I At A A A A or assets but during our marriage she has benefited financially from being my wife.

I have a house with substantial improvements. The house was acquired prior to my marriage. My wife and I are having difficulties. If I were to obtain a divorce, is my wife entitled to anything at all since at the time of our marriage she owned nothing and had no income? We did sign some paper prior to our marriage. A.

Since this is a second marriage it is quite possible the paper you signed may have been a premarital agreement which will answer these questions. People entering into a second marriage often sign such agreements. If you have a pre-marital agreement, the agreement would state what entitlements your wife would have to property acquired during your marriage and to property that was acquired by you and your wife kids down to the bank. Offer to co-sign for a loan if necessary, but make it their loan, their promise to repay the bank. For smaller loans, the parents should invest in a book of promissory notes from the local stationery store.

As they make a loan, even if it's only one loan, they should have both the daughter and son-in-law sign a promissory note to repay. Make payment due "on demand" if no specific date is promised by the borrowers. Perhaps then at the time of divorce, the parents will have a better chance of repayment. If they forgive their own child's loan, that's their business, but as they never intended to make a "gift" to their daughter's fickle spouse, it will not be considered to be one. Maybe the daughter will get a larger percentage of the assets if she agrees to repay her husband's share of the loan.

That's all right, too. Parents should not feel they are dropping money into a void when they help a distressed child whose marriage may fail. N.J. ATTORNEY DEAR N.J. ATTORNEY: What a gold mine of information, especially when so many marriages are ending in divorce these days.

I'm aware that the laws differ from state to state, but thanks for clueing us in on how the law works in New Jersey. Service PEOPLE Edward J. Kent of Medford, has graduated from the U.S. Merchant Marine Academy, Kings Point, N.Y. He was presented with an engineering merchant marine license at the ceremony.

He was commissioned as a U.S. Naval Reserve ensign and was awarded a bachelor of science degree. Midshipman Robert J. Malanik of Pennsauken, has graduated cum laude from the U.S. Merchant Marine Academy, Kings Point, N.Y.

He was presented with a Third Mate's license at the ceremony. He was commissioned as a U.S. Naval Reserve Ensign and was awarded a bachelor of science degree. Malanik has accepted a position with Sperry Marine Inc. as a mate on a research vessel in Virginia.

He is a 1985 graduate of Pennsauken High School. Wanted PEOPLE Woodbury High School Class of 1944 will hold its 45th reunion Sept. 23, at the Woodbury Country Club. Missing classmates: Marie Phelps Smith, Florence Master-cola, Miriam Rotman Lerner, Claire Bailey Pimpinelli, June Vlerebome and Burton Suss-man. For information call 468-3564 or 468-5050 Green-Fields Swim Team will hold a reunion July 15 at 7 p.m., for all adult former swim team members and parents at Green-Fields Swim Club, West Deptford.

$15 per person which includes an outdoor buffet dinner. For information call 845-5348. Items for Jersey Jotter will be accepted by mail only. Items that do not include the name, address and phone number of subject and person submitting item cannot be considered. All reunion notices must include information where readers can respond.

Send releases to Jersey Jotter, Courier-Post, P.O. Box 5300, Cherry Hill, 08034. advance. There will be times however, when you will have to depend upon your equally fine talent for adapting to changing circumstances. It is likely you will have more than one successful career.

Also born on this date are: Rembrandt, painter, Alex Karras, actor, Linda Ronstadt, singer. SUNDAY, JULY 16 CANCER (June 21 -July 22) A Vi VIX John E. Corbett Burlington County Bar Association acquired during a marriage. Since your home was acquired prior to the marriage it would appear your wife would not have an interest in the property but she could have an interest in its increased value if she paid the Swinging, single: Billy Crystal 'When Harry Met Sally and get Rob's furniture out." Crystal was around when some of the furniture was moved in. He was a sounding board for Reiner after Reiner was divorced from Penny Marshall a few years ago.

"I went through all the pain he went through and experienced vicariously his re-emergence into the single world," said Crystal, 41, who has himself been married for 19 years and has children aged 10 and 11. "Little did he know I was doing amazing research for Harry." Reiner returned the favor by being a good audience when the movie was shot. "Rob would just get hysterical," said Crystal, who will soon leave for Moscow to do an HBO special there. do I break in the act? Catch a Rising Czar? "He would ruin takes. I'd say, 'Rob, what are you He'd say, 'I'm sorry, but it's And you do something threw his hands in the air and ran out of the store.

Tim said he was trying to decide what skin-care products to buy earlier this week at Delen-drecie's in the West Acres shopping mall when a sales clerk asked him to sing the song. Tim apologized for the incident Thursday. Ex-landlord suing Cher for $57,000 in back rent A landlord who rented a luxury condominium to Cher says the Academy Award-winning actress owes him $57,000 in back rent and has filed suit to get it. But Cher, who won an Oscar for her performance in "Moonstruck," contends that apartment owner Randall Jackson broke the lease first. Jackson's lawsuit, filed Thursday in Los Angeles, said that after he leased the apartment to You must make time for a special friend or a developing romantic relationship.

SCORPIO (Oct. 23-Nov. 21) You may want to avoid conflict with those who seek to challenge you. SAGITTARIUS (Nov. 22-Dec.

21) You may find yourself well ahead of the competition by day's end. CAPRICORN (Dec. 22-Jan. -W --sW By ABIGAIL VAN BUREN Syndicated Columnist DEAR ABBY: As an attorney with a large matrimonial practice, I spend a great deal of time helping to divide up the assets and liabilities of a marriage at the time of a divorce. Admittedly, no one wants the liabilities the loans, the credit card charges, the boat payments but eventually they are divided.

is one liability, however, that usually goes by the wayside. TJiis is the loan from the parents of one spouse to the couple. It could have been a large loan for a down payment on a house. Sometimes that is documented, and sometimes it even gets paid. More often, a series of small loans to pay the electric bill, the car insurance, the mortgage, or to help the newly separated daughter and child get a new apartment.

How bitter are those parents when the court finds these are "gifts" from the parents and need not be repaid by the other spouse not even his half. Surely the parents never intended to make a "gift" to a son-in-law who was abusing andor neglecting their daughter and grandchildren. Yet the court rarely orders repayment of these loans unless there is full supporting documentation to prove a loan. Canceled checks alone are not enough. Parents, for big items, walk the Jersey Jotter Scholarly PEOPLE Salvatore Baratta of Erial, has graduated from Franklin Pierce College, Rindge, N.H., with a bachelor's degree in computers and management Runnemede resident Joseph Paoline has been named to the dean's list for tffe spring semester at the Philadelphia College of Pharmacy and Science, Philadelphia, Pa Joelle Cooperman of Cherry Hill, was named to the president's honor roll at the University of Miami, Coral Gables, for the spring semester.

She is a pre-law student majoring in both communications and psychology. She was also selected to become a member of the "President's 100" organization and inducted into Psi Chi, national psychology honor society. Cooperman, received a Certificate of Recognition in leadership development after having completed the University of Miami's Leadership Institute. She also represented the University at the Fifth National Conference for College Women Student Leaders held in Washington, D.C., last month. Haddonfield resident Jessica M.

Aronfreed, recently received a doctor of psychology degree in clinical psychology from the Hahnemann University Graduate School, Philadelphia, Pa Pennsauken resident John W. Deighan, has received the bachelor of science degree in mathematics from Washington and Lee University, Lexington, Va. He was a member of cross country, Alpha Phi Omega service fraternity, Phi Eta Sigma, Phi Beta Kappa, Who's Who and University Scholars. Deighan was an R.E. Lee Scholar, National Collegiate Men's Athletic Award Winner, Georgia Pacific Scholarship winner and on the honor roll and tjhe scholar-athlete academic honor roll Christopher J.

Gregory, a recent graduate of the College of Business and Economics at the University of Delaware, Newark, was named to the dean's list for the spring semester. He is a graduate of Cherry Hill High School East. Tuesday's Call-in topic: General legal questions If you have a question about N.J. law, call 590-0351 Tuesday between 10:30 and 1 1:30 a.m. Science medicine Health-risk poll shows bad habits differ by state ATLANTA (AP) People in Wisconsin are big on drinking binges, South Dakota residents don't wear their seat belts and old folks in Rhode Island haven't gotten their flu shots, according to a survey released this week.

The survey by the federal Centers for Disease Control asked people in 32 states and the District of Columbia about their exercise habits, drinking, driving and efforts to ward off heart disease, breast cancer and the flu. The poll, taken in 1987 and released Thursday, is the latest of the CDC's Behavioral Risk Factor Surveys an effort to find out what Americans do to ruin their health. The surveys, which find wide variety in unhealthy behavior from state to state, also found variations in the use of precautions, such as cholesterol checks, mammograms and flu vaccinations. It was the first time the survey covered such precautions. "It could be socioeconomic factors.

It could be that the quality of medical care may vary from state to state, or the availability, or access," said Dr. Robert Anda, specialist in health risks with the) Atlanta-based CDC. "Prevention has not had the emphasis it needs' in this country." In the 1987 survey, the widest' variance in unhealthy behavior, involved seat belts; 72 percent of the South Dakotans surveyed reported that they did not usually wear seat belts, while only 7 percent of Hawaiians fell in that category. People were more uniform in their avoidance of exercise: In all but three states Montana, Utah and Washington more than half the respondents acknowledged they failed to exercise at least three times a week for 20 minutes or more. Global warming called serious risk WASHINGTON (AP) A senior Agriculture Department scientist said yesterday the possibility of global warming from the so-called greenhouse effect "is too much of a risk to ignore." Assistant Secretary Charles Hess, who oversees science and! education programs, said he has named Gary R.

Evans as his special assistant for global change issues. Evans has been deputy administrator of the department's Agricultural Research Service. "There are climate experts who claim the 1988 drought was evidence that global warming has already begun," Hess said. "A conclusive link has not been but the threat of global warming from heat trapped by so-called greenhouse gases is too much of a risk to ignore." Gases include carbon dioxide, chlorofluorocarbons, methane, nitrogen oxides and halons, he said in a statement. Some of the gases also seem to be causing a thinning of the high-level ozone layer, which filters out a large part of the ultraviolet rays which can limite the growth of sensitive crops.

Evans will coordinate activities among seven USDA agencies and the land-grant universities as part of the department's efforts to protect crops and forests, Hess said. Department studies, some dating back to the 1950s, have shown "substantial damage to crops and forests from atmospheric pollu--tants, including low-level ozone," he said. into the role previously filled by an elder family member. TAURUS (April 20-May 20) You may not be able to main- tain your usual strict schedule! today. GEMINI (May 21 -June 20) You receive news of an old friend who is doing just what you want to be doing yourself.

Copyright 1989, United Feature Syndicate. WS swings at a pitch in the movie touching and that big face of his is crying." Nora Ephron, who wrote the screenplay for "When Harry Met Sally and the ill-fated "Heartburn," saw the rapport between Crystal and Reiner as soon as Crystal took the role. That was four years after Ephron joined the project, which she began work on by interviewing Reiner and co-producer Andrew Scheinman about how they handled being single men. "Rob and Billy at lunch are like Mel Brooks and Carl Reiner," she said. "You're crying from laughter at stuff they're just making up, stuff that if I ever made up anything that funny I would sell it in 24 hours.

And they're not even taping it." So all is well between Crystal and Reiner, and no doubt would have been if somebody else had played Harry. "But it would have hurt my feelings," Crystal said. Cher in December for $9,500 a month, she made a "variety of peculiar demands," including that the mattress in the master bedroom be removed. Homeless advocate plans march on Washington Homeless advocate Mitch Snyder says he has visited 100 communities promoting an Oct. 7 march on Washington, D.C., that he hopes will draw 1 million people to publicize the plight of the homeless.

"We need to fight for affordable housing, so shelters won't become the housing of the future," Snyder told the crowd of about 200 at Trinity Presbyterian Church in Tucson, Arizona. Snyder, 45, of Washington, said people must demand that Congress put at least $25 billion annually into the housing budget. By GARY MULLINAX Gannett News Service The telephone would ring and Billy Crystal would cringe a little. It might be often was his good friend Rob Reiner calling to talk about a movie he was about to direct, "When Harry Met Sally. The real problem came when Reiner talked about the lead role, Harry.

It sounded like a great character to Crystal. It sounded like a great role. And Crystal didn't have it. Reiner didn't know who was going to get it (Richard Dreyfuss' name seems to have come up), but he hadn't offered it to his friend. Eventually, Crystal got the part.

You can see him now in the wonderful romantic comedy, which stars Crystal and Meg Ryan as friends who find themselves considering what effect becoming lovers might have have on their platonic relationship. But for four long years, while Reiner had the script on the back burner, Crystal imagined other people as Harry. "It was real awkward. I knew of the project but I had never read it," Crystal said in an interview at Columbia Pictures in New York. "I said, 'don't send it to me until you want me to do it, if you want me Rob kept telling me about it.

It was driving me crazy. 1 knew he was seeing other people, and I kept thinking, 'What's wrong with me! Why won't he use Yet I had to be supportive as a friend. I'm going, 'Oh, he's really And to myself I'm going, 'I can't believe if Then, one Sunday night, it happened. "He called, and it was almost like he had been cheating on me or something," Crystal recalled. He said he had to see these other people, just had to go through the process to make sure.

But I was the guy. It was written for me. So did I want to do the movie? I told him I hadn't read it yet." Crystal said he came in with all kinds of ideas" about the character. "I made him funnier, I stretched things, put things in. Kob my best mend and a lot of this stuff had happened to him.

or me to play him was awkward. but I saw Harry in a different way. I had to move into Harry Olympian sets pro meet for Willingboro Track Club Olympic gold medalist Carl Lewis wanted to do something more than lust write a check to help out his old Willingboro Track Club, so he is organizing a Run with an Olympian track meet. Lewis' idea for a meet, in which runners of all ages could participate with the pros, came about after the Willingboro Track Club solicited money from one of its most famous alumni. The meet is tentatively sche duled for next Saturday at Carl Lewis Stadium in Willingboro.

Tiny Tim flees N.D. store over request for 'Tulips' When Tiny Tim got a request to sing his old hit "Tiptoe Through the Tulips" at a department store in Fargo, N.D., he Trust your own physical and mental skills to see you through. LEO (July 23-Aug. 22) You may have to devote some of the day to getting a little bit further ahead at work. VIRGO (Aug.

23-Sept. 22) You may find yourself talking money, sex or religion with those who don't agree with you. LIBRA (Sept. 23-Oct. 22) It's Your Birthday By STELLA Born Saturday, you are destined ta be popular wherever you go.

You a(e open, honest and always interested in the affairs of others -r often to the extent that you will n)ake a personal sacrifice in order tn contribute to another's plans or projects. 'You are highly perceptive and eble to anticipate events far in 19) Someone is likely to be looking over your shoulder all day be patient; stay calm. AQUARIUS (Jan. 20-Feb. 18) You may be unusually bossy and intolerant today.

PISCES (Feb. 19-March 20) The technical assistance may not be as valuable as you expected ARIES (March 21-April 19) You may be called on to step.